Entrepreneurship
I am sharing everything I saw as interesting and informative about entrepreneurship. It can be a seminar or lecture summary, book, or even Netflix series on this page!
Financial Value of Business
I joined Extra Circular Entrepreneurship Course at the University of Groningen. "Financial Value of Business" was the topic of one lecture from this course I was most interested in.
Examples:
Rabobank - Low risk & low return (credit rating AA+)
Booking.com - High risk & high return (very competitive market)
Heineken - Low risk& high return (Marketing! similar to Redbull)
Philips - High risk & low return (so it is moving to medical equipment)
Building Business
Investing (fixed and working capital)
Valley of death
Funding opportunities
Business Model
Revenue and profit model
Margin and volume
Breakeven point
Competitive position
Return on Investment (ROI)
Revenue potential per year (such as 30,000 x €100 = € 3M)
Marginal potential (revenue - cost) - like 15%
Required investments (product development, assets, working capital...)
ROI = Margin / Investment = ...% required
So, ROI includes revenue potential, marginal potential, and required investments of the firm inside of it!
=> The financial part of your business plan should contain the following elements:
Financial specification of the business model
Revenue model
Cost structure
Needed resources
Breakeven analysis
Forecasting and analysis of future cash flows
Investment fixed and working capital
Operational cash flow
Payback period
RRR (Required rate of return)
NPV and IRR (Net Present Value and Internal Rate of Return)
Funding plan
How will you finance the development of your business in the different stages of the next 3 to 5 years
From seeding money to scaling up to business
Bootstrapping
Equity financing
Debt financing